Solutions

Secure payment solutions that do more.

smiONE builds customized payment card programs designed to make life easier for the families we serve, plus modern tools and features to make spending and saving a breeze.

Prepaid

The smiONE Card

The Platinum smiONE™ Visa® Prepaid Card is a secure, fast way to access important government disbursements. Use the smiONE Card anywhere Visa debit cards are accepted, and reload your card with direct deposit, cash, or mobile check deposit. Enjoy fee-free ATM withdrawals options at in-network ATMs¹, early fraud detection and account alerts, and mobile banking tools to help manage your money.

Learn More

Saving

smiONE Online Savings 

smiONE Savings is an optional online savings account that earns interest at a rate 20x the national average.² It’s a simple way to make big steps toward your financial goals. With savings you’ll actually notice and transparent terms, planning for the future has never been easier

Learn More

Get Started with smiONE Today

Apply for SavingsActivate a Card
1
Fee-free in-network ATM withdrawal options differ by smiONE program. A third-party ATM operator fee may apply, even if you do not complete a transaction. See your Cardholder Agreement for details.
2
The average national savings account interest rate of 0.05% is determined by FDIC as of October 15th, 2020 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. visit https://www.fdic.gov/regulations/resources/rates/historical/2020-06-01.html to learn more.